diff --git a/src/TrueCV.Infrastructure/Services/CompanyVerifierService.cs b/src/TrueCV.Infrastructure/Services/CompanyVerifierService.cs
index 3edad7e..f254b7d 100644
--- a/src/TrueCV.Infrastructure/Services/CompanyVerifierService.cs
+++ b/src/TrueCV.Infrastructure/Services/CompanyVerifierService.cs
@@ -594,11 +594,60 @@ public sealed class CompanyVerifierService : ICompanyVerifierService
         var normalizedOriginal = companyName.ToUpperInvariant();
         var normalizedQuery = searchQuery.ToUpperInvariant();
 
+        // Extract core identifying words that MUST appear in any valid match
+        // This prevents "BMW Group Canada" matching "CANADA LIFE GROUP" just because of common words
+        // and "Lloyds Bowmaker" matching "LLOYDS ALARMS" (missing "Bowmaker")
+        var coreWords = ExtractCoreIdentifiers(companyName);
+        var queryCoreWords = ExtractCoreIdentifiers(searchQuery);
+
+        // Check if the search is looking for a club/association type entity
+        var originalLower = companyName.ToLowerInvariant();
+        var queryLower = searchQuery.ToLowerInvariant();
+        var searchingForClub = originalLower.Contains("club") || originalLower.Contains("association") ||
+                               originalLower.Contains("society") || originalLower.Contains("owners") ||
+                               queryLower.Contains("club") || queryLower.Contains("association") ||
+                               queryLower.Contains("society") || queryLower.Contains("owners");
+
         // Match against both the original company name AND the search query used
         // This handles cases like "Matthew Walker (Northern Foods Plc)" where we
         // search for "Northern Foods Plc" but need to match against it, not the full name
         var matches = items
             .Where(item => !string.IsNullOrWhiteSpace(item.Title))
+            .Where(item =>
+            {
+                var itemTitle = item.Title.ToUpperInvariant();
+                var itemTitleLower = item.Title.ToLowerInvariant();
+
+                // Validate that ALL core identifiers appear in the match
+                // "Lloyds Bowmaker" must have BOTH "LLOYDS" and "BOWMAKER" in the match
+                var hasAllOriginalCores = coreWords.Count == 0 || coreWords.All(w => itemTitle.Contains(w));
+                var hasAllQueryCores = queryCoreWords.Count == 0 || queryCoreWords.All(w => itemTitle.Contains(w));
+                if (!hasAllOriginalCores && !hasAllQueryCores) return false;
+
+                // Filter out club/association/society entities unless explicitly searching for one
+                // This prevents "BMW" matching "BMW CAR CLUB LIMITED"
+                if (!searchingForClub)
+                {
+                    var isClubType = itemTitleLower.Contains("club") || itemTitleLower.Contains("association") ||
+                                     itemTitleLower.Contains("society") || itemTitleLower.Contains("owners") ||
+                                     itemTitleLower.Contains("enthusiast") || itemTitleLower.Contains("fan ");
+                    if (isClubType) return false;
+                }
+
+                // Filter out benefit/trust/pension entities unless explicitly searching for one
+                // This prevents "BMW Group" matching "BMW GROUP BENEFIT TRUST LIMITED"
+                var searchingForTrust = originalLower.Contains("trust") || originalLower.Contains("benefit") ||
+                                        originalLower.Contains("pension") || queryLower.Contains("trust") ||
+                                        queryLower.Contains("benefit") || queryLower.Contains("pension");
+                if (!searchingForTrust)
+                {
+                    var isTrustType = itemTitleLower.Contains("benefit trust") || itemTitleLower.Contains("pension") ||
+                                      itemTitleLower.Contains("employee trust") || itemTitleLower.Contains("retirement");
+                    if (isTrustType) return false;
+                }
+
+                return true;
+            })
             .Select(item =>
             {
                 var itemTitle = item.Title.ToUpperInvariant();
@@ -966,5 +1015,47 @@ public sealed class CompanyVerifierService : ICompanyVerifierService
         return variations.ToList();
     }
 
+    /// <summary>
+    /// Extracts ALL core identifying words from a company name.
+    /// These are significant words that aren't common prefixes/suffixes.
+    /// E.g., "BMW Group Canada" -> ["BMW"], "Lloyds Bowmaker" -> ["LLOYDS", "BOWMAKER"]
+    /// "Bank of Scotland" -> ["BANK", "SCOTLAND"]
+    /// </summary>
+    private static List<string> ExtractCoreIdentifiers(string companyName)
+    {
+        if (string.IsNullOrWhiteSpace(companyName)) return new List<string>();
+
+        // Common words to skip when finding core identifiers
+        var skipWords = new HashSet<string>(StringComparer.OrdinalIgnoreCase)
+        {
+            "the", "a", "an", "and", "of", "for", "in", "at", "on", "by",
+            "uk", "u.k.", "gb", "british", "england", "scotland", "wales", "ireland",
+            "national", "international", "global", "worldwide", "world",
+            "group", "holdings", "services", "solutions", "consulting", "management",
+            "limited", "ltd", "plc", "llp", "inc", "corporation", "corp",
+            "company", "co", "partners", "partnership", "enterprises",
+            "europe", "european", "america", "american", "canada", "canadian", "asia", "asian",
+            "north", "south", "east", "west", "central", "new"
+        };
+
+        // Remove parenthetical content first
+        var cleanName = System.Text.RegularExpressions.Regex.Replace(companyName, @"\([^)]*\)", "").Trim();
+
+        // Split into words and collect all significant words
+        var words = cleanName.Split(new[] { ' ', '-', '/', '&' }, StringSplitOptions.RemoveEmptyEntries);
+        var coreWords = new List<string>();
+
+        foreach (var word in words)
+        {
+            var cleanWord = word.Trim('.', ',', '\'');
+            if (cleanWord.Length >= 2 && !skipWords.Contains(cleanWord))
+            {
+                coreWords.Add(cleanWord.ToUpperInvariant());
+            }
+        }
+
+        return coreWords;
+    }
+
     #endregion
 }